Personal Financial Education

Categories: Finance, Free
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About Course

KAU Mission Statement

The mission of Kainos American University is to provide certificate programs to students and working adults. KAU will offer personal financial education and certified professional programs, helping youth and adults in poor or middle-income communities obtain low-cost professional-level programs and education.

Introduction

In online education, Kainos American University (KAU) stands out as a comprehensive platform catering to the diverse needs of students and adults seeking affordable financial education, professional skills, and certificate programs. Positioned as a top-notch provider of online financial education, KAU is dedicated to equipping students, businesses, and communities with cutting-edge tools for personal growth

Enrolling in KAU brings forth four distinct advantages:
  • Short Duration: Our programs range from 2 to 9 months, catering to the convenience of students who prefer not to commit 4 or 5 years to a traditional university
  • Practical Learning: Regardless of your professional background and college degree, KAU recognizes your need to acquire new, practical knowledge to foster personal growth.
  • Affordability: Traditional college degrees often come with a steep price tag, rendering them inaccessible to many students. KAU provides cost-effective alternatives, ensuring quality education at a fraction of the cost.
  • Debt-Free Education: Debt-Free Education: Unlike students attending traditional colleges who accumulate hefty student loan debts, KAU offers prompt and practical education without burdening students with excessive financial liabilities
Academic Online Integrity and Honor Code

Late Assignment Policy

In case of extreme and unforeseen circumstances (sickness, accidents, hospitalization,etc.), the student will provide written proof with the medical doctor’s signed note and documented evidence of their situation. The student can retake the course when the next PFE program opens at a 70% payment discount. Students cannot use this discount after six months of unforeseen circumstances.

Attendance Policy for Online Courses

Technical Assistance and Support

The University is not responsible for technical problems students may have with computers when accessing their online classes. Students must have their own Internet Service Providers to access their course sites. The University is not responsible for technical problems students may experience with their Internet Service Providers.

In the case of Acts of God and Natural Disruption

Course Syllabus

What Will You Learn?

  • Net Worth Calculation: Students will be able to calculate their net worth by subtracting their total liabilities from their total assets, providing a snapshot of their financial health.
  • Effective Savings Strategies: Students will learn how to develop and implement effective savings plans to achieve their short-term and long-term financial goals.
  • Borrowing Awareness: Students will understand the various types of borrowing options available to them, including loans and credit cards, and the implications of borrowing money.
  • Debt Management Skills: Students will learn strategies for managing and reducing debt, including budgeting, debt consolidation, and negotiating with creditors.
  • SMART Goal Setting: Students will be able to set Specific, Measurable, Achievable, Relevant, and Time-bound (SMART) financial goals to guide their financial planning and decision-making.
  • Credit Card Knowledge: Students will understand how credit cards work, including interest rates, fees, and the importance of responsible credit card use.
  • Credit Risk Assessment: Students will learn how credit scores are calculated, how to access their credit reports, and how to improve their creditworthiness.
  • Mortgage Awareness: Students will understand the process of obtaining a mortgage, including the different types of mortgages available and the factors lenders consider when evaluating mortgage applications.
  • Personal Financial Planning: Students will develop a personalized financial plan that includes setting financial goals, creating a budget, managing debt, and saving for the future.

Course Content

Building Net Worth

  • Class: Animated Video Game
    00:00
  • Class: Link
    00:00
  • Quiz
    00:00
  • Personal Assignments
    00:00
  • YouTube Video Applications
    00:00
  • X-READINGS
    00:00
  • Feedback – Want to hear from you
    00:00

Banking

Budgeting

Borrowing Money

Managing Debt

Savings

Establish Smart Goals

Application: Create own Emergency Fund

Credit Cards

Credit Cards

Renting or Buying a House

Buying a House

Protecting your Financial Identity

Application: Create own Personal Financial Plan